Selling a Junk Car With a Lien in North Carolina
If your car is financed or has a lien on the title, here's what you need to know before selling.
Can You Junk a Car With an Active Lien?
Generally, no — not without the lienholder's permission. If you still owe money on the car, the lender has a legal claim on it. If the loan is paid off but the lien is still on the title, contact the lender for a lien release (usually free). Once you have that, we can buy it.
Junking a Car With a Loan
If your car is financed and you want to junk it, you need the lender's permission — they hold the title until the loan is paid. If you've paid it off, get the lien release from the lender and we can buy it. If you still owe, you'd typically need to pay off the loan first.
Can You Junk a Car With an Active Lien?
Generally, no — not without the lienholder's permission. If you still owe money on the car, the lender has a legal claim on it. If the loan is paid off but the lien is still on the title, contact the lender for a lien release (usually free). Once you have that, we can buy it.
Selling a Financed Car for Scrap
You can't sell a financed car for scrap without the lender's OK — they own the title. If you're upside down on the loan (owe more than the car's worth), you'd need to pay the difference. If it's paid off, get the release and we'll buy it. Call with your situation and we'll advise.
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Common situations we handle
Common situation: an older truck whose title was lost years ago.
Typical case: old work truck with no title
Common situation: an owner who wants the phone quote to be the number paid at pickup. That is how we work.
Typical case: rusted sedan that wouldn't pass emissions
Common situation: a high-mileage car with a seized engine.
Typical case: high-mileage Lexus with a seized engine
Areas We Serve
Frequently Asked Questions
Can I junk my car if it still has a loan?
Not without the lender's permission. If the loan is paid off, get a lien release from the lender. Call (704) 774-0428 to discuss.
What if the lienholder is out of business?
This is complex. Contact the NC DMV for guidance on releasing a lien from a defunct lender.