Selling a Junk Car With a Lien in North Carolina
If your car is financed or has a lien on the title, here's what you need to know before selling.
Can You Junk a Car With an Active Lien?
Generally, no — not without the lienholder's permission. If you still owe money on the car, the lender has a legal claim on it. If the loan is paid off but the lien is still on the title, contact the lender for a lien release (usually free). Once you have that, we can buy it.
Junking a Car With a Loan
If your car is financed and you want to junk it, you need the lender's permission — they hold the title until the loan is paid. If you've paid it off, get the lien release from the lender and we can buy it. If you still owe, you'd typically need to pay off the loan first.
Can You Junk a Car With an Active Lien?
Generally, no — not without the lienholder's permission. If you still owe money on the car, the lender has a legal claim on it. If the loan is paid off but the lien is still on the title, contact the lender for a lien release (usually free). Once you have that, we can buy it.
Selling a Financed Car for Scrap
You can't sell a financed car for scrap without the lender's OK — they own the title. If you're upside down on the loan (owe more than the car's worth), you'd need to pay the difference. If it's paid off, get the release and we'll buy it. Call with your situation and we'll advise.
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What Our Customers Say
"Had a '97 Chevy that I lost the title to years ago. Thought it was a lost cause. They bought it anyway, cash on the spot. Wish I'd called sooner."
Sold: old work truck with no title
"Honest quote on the phone, same price at pickup. No bait-and-switch like the last guy I called. I'll use them again if I ever have another junk car."
Sold: rusted sedan that wouldn't pass emissions
"Seized engine on a 200k-mile Lexus. They paid more than I expected and the driver was right on time. Clean, professional, no drama."
Sold: high-mileage Lexus with a seized engine
Areas We Serve
Frequently Asked Questions
Can I junk my car if it still has a loan?
Not without the lender's permission. If the loan is paid off, get a lien release from the lender. Call (704) 774-0428 to discuss.
What if the lienholder is out of business?
This is complex. Contact the NC DMV for guidance on releasing a lien from a defunct lender.